Parmia Insurance, home of NIBA’s 2013 Australian Insurance Broker of the Year and QLD Young Professional of the Year, have taken on the tattoo and body piercing sector, developing two exclusive policies that aim to provide the difficult to cover industry with greater protection than ever before.
Tackling the challenging profession after seeing many businesses struggle to find insurance, Parmia’s policies, which are underwritten by world leading insurer Lloyd’s of London, uniquely provide tattoo practitioners with comprehensive coverage.
The firm’s tailored Industrial Special Risks (ISR) Policy provides property cover for tattoo studios, as well as property owners with tattoo studio occupancies. Property owners may also take advantage of Parmia’s additional Public and Products Liability Policy.
Founder and director of Parmia, Danny Gumm states that together with its existing combined Medical Malpractice, Public and Products Liability Policy, they ensure professionals working in all areas of the tattoo industry gain the maximum protection available.
“It was about finding a solution for those working in the industry, who were being affected by the many negative stereotypes associated with tattoo and body piercing,” he said. “In order for their business to survive, they needed someone who was willing to take a chance on them and that is what we’re aiming to do.”
Mr Gumm continues stating the firm was more than up for the challenge, with Parmia preferring to work with industries where it can develop solutions that will make a real, positive difference to businesses.
“We like to find an industry facing challenges, that we can immerse ourselves in”, he said. “Together with the client we develop a risk analysis, which identifies their concerns and enables us to better address their insurance requirements”.
However while Parmia’s policies are a significant breakthrough for the tattoo industry, cover is subject to strict criteria with unacceptable risks including criminal conviction and businesses that have been established less than 18 months.
“We have entered into this market knowing full well the risks and negative connotations,” explained Mr Gumm. “Obviously while we want to help businesses in the tattoo and body piercing industry gain cover, we also need to ensure that each applicant meets the criteria prior to evaluating their application for insurance.”
Established in Queensland in 2002, Parmia Insurance continues to work with Australian associations and industries and is currently in partnership with over 15 associations across Australia ranging from beauty and health to technology and the creative industries.
Parmia prides itself on delivering personal, award winning service and on developing industry specific insurance policies that address the needs of its clients.
“Every industry we assist has its own unique risks that have to be addressed so we treat it as a priority to always meet personally with our clients to resolve any issues they face and to minimise the exposures of their industry,” Mr Gumm said.
For more information on Parmia Insurance and its work with the tattoo and body piercing industry, please visit www.parmiainsurance.com.au.
Media Enquiries: Suzanne Ross at Graymedia on 07 3250 9406, 0488 441 589 or email s.ross@graymedia.com.au.
Friday, November 15, 2013
Wednesday, November 13, 2013
Discount Drug Stores enters men’s skincare market with the launch of Olympic swimmer Michael Klim’s Milk & Co range
Australian pharmacy brand Discount Drug Stores is tapping into the rapidly growing and highly lucrative men’s skincare category by launching Olympic gold medallist Michael Klim’s Milk & Co range in all 116 of its stores.
One of the strongest categories in 2012, with a current value growth of 3%, according to Euromonitor International, Discount Drug Stores is looking to cater to the rising number of Aussie men whose skincare routines no longer rely on just water and soap.
It’s why the pharmacy brand has specifically selected Milk & Co with Merchandise Manager at Discount Drug Stores Adam Goss stating its native roots and high profile founder will make the range more appealing to the local market.
“Michael Klim is an Australian icon who many men look up to, which is one of the key reasons we believe Milk & Co will be a strong seller for Discount Drug Stores” Mr Goss explained. “I think men will prefer to purchase a product that is not only used by, but that is made by a fellow Aussie, over the big international brands.”
Together with his wife Lindy, Michael launched Milk & Co in 2008 with the aim of providing Australian men with an affordable, natural and Australian made skincare range that would help protect their skin against the nation’s tough climate.
Since its launch the range has gone from strength to strength and has now expanded from the original men’s range to now offer baby skincare products, with Discount Drug Stores also looking at stocking the brand’s new women’s skincare line and protein-rich food range, Active.
The freestyle and butterfly champion, who will launch the range personally in six Brisbane Discount Drug Stores, says Milk & Co is an ideal fit for the pharmacy brand that shares the same community minded, family friendly focus.
“Milk & Co has come a long way since I first developed the men’s range to combat sun and chlorine exposure,” he said. “I’m really proud of what Lindy and I have achieved and look forward to seeing it hopefully continue to grow and experience success in the Australian marketplace through quality retailers like Discount Drug Stores.”
“Milk & Co is affordable, natural and suitable for all of our customers,” agreed Mr Goss. “We think it has huge potential and will be well received in all of our pharmacies.”
The brand’s men’s and baby skincare product lines will launch in all of Discount Drug Stores’ 116 pharmacies with the group to look at releasing more of the range in the future.
On November 19, Michael Klim will visit Springwood Discount Drug Store from 9am to 11am, followed by Greenslopes Discount Drug Store from 12 noon to 2pm and Sunny Park Discount Drug Store from 3pm to 5pm.
On November 20, he will visit Whites Hill Discount Drug Store from 9am to 11am, followed by Aspley Discount Drug Store from 12 noon to 2pm and Beenleigh Discount Drug Store from 3pm to 5pm.
Mr Klim will meet and greet customers, sign autographs, talk about his new range as well as give demonstrations and taste testings on his new Milk & Co Active range. For more information, please visit www.discountdrugstores.com.au.
Media Enquiries: Suzanne Ross at Graymedia on 07 3250 9406, 0488 441 589 or s.ross@graymedia.com.au.
One of the strongest categories in 2012, with a current value growth of 3%, according to Euromonitor International, Discount Drug Stores is looking to cater to the rising number of Aussie men whose skincare routines no longer rely on just water and soap.
It’s why the pharmacy brand has specifically selected Milk & Co with Merchandise Manager at Discount Drug Stores Adam Goss stating its native roots and high profile founder will make the range more appealing to the local market.
“Michael Klim is an Australian icon who many men look up to, which is one of the key reasons we believe Milk & Co will be a strong seller for Discount Drug Stores” Mr Goss explained. “I think men will prefer to purchase a product that is not only used by, but that is made by a fellow Aussie, over the big international brands.”
Together with his wife Lindy, Michael launched Milk & Co in 2008 with the aim of providing Australian men with an affordable, natural and Australian made skincare range that would help protect their skin against the nation’s tough climate.
Since its launch the range has gone from strength to strength and has now expanded from the original men’s range to now offer baby skincare products, with Discount Drug Stores also looking at stocking the brand’s new women’s skincare line and protein-rich food range, Active.
The freestyle and butterfly champion, who will launch the range personally in six Brisbane Discount Drug Stores, says Milk & Co is an ideal fit for the pharmacy brand that shares the same community minded, family friendly focus.
“Milk & Co has come a long way since I first developed the men’s range to combat sun and chlorine exposure,” he said. “I’m really proud of what Lindy and I have achieved and look forward to seeing it hopefully continue to grow and experience success in the Australian marketplace through quality retailers like Discount Drug Stores.”
“Milk & Co is affordable, natural and suitable for all of our customers,” agreed Mr Goss. “We think it has huge potential and will be well received in all of our pharmacies.”
The brand’s men’s and baby skincare product lines will launch in all of Discount Drug Stores’ 116 pharmacies with the group to look at releasing more of the range in the future.
On November 19, Michael Klim will visit Springwood Discount Drug Store from 9am to 11am, followed by Greenslopes Discount Drug Store from 12 noon to 2pm and Sunny Park Discount Drug Store from 3pm to 5pm.
On November 20, he will visit Whites Hill Discount Drug Store from 9am to 11am, followed by Aspley Discount Drug Store from 12 noon to 2pm and Beenleigh Discount Drug Store from 3pm to 5pm.
Mr Klim will meet and greet customers, sign autographs, talk about his new range as well as give demonstrations and taste testings on his new Milk & Co Active range. For more information, please visit www.discountdrugstores.com.au.
Media Enquiries: Suzanne Ross at Graymedia on 07 3250 9406, 0488 441 589 or s.ross@graymedia.com.au.
Customers to reap major benefits from new automated dispensing technology
Looking to improve customer service, Discount Drug Stores has adopted the very latest innovation in robotic dispensing systems which it says will cut waiting times and allow pharmacists to spend more time consulting with customers and offering health advice.
The state of the art Robotic Automatic Dispensing Systems (Rowa), are being trialled in two of Discount Drug Stores’ Queensland outlets from this month and are set to save pharmacists time.
They will enable the community minded brand to focus on what it does best; improving its customers’ health, with Discount Drug Stores partner and director Rosa Chen stating customers will reap the most benefits.
“The automatic dispensers will mean pharmacists will have more time to spend advising customers or providing additional healthcare services they can’t get elsewhere,” she said. “In addition customers will also benefit from decreased waiting times for their scripts to be filled. They will ensure customers can get the most out of their pharmacy visit.”
The move towards automated dispensing will also mean Discount Drug Stores can focus more on providing customers with the wide range of professional health care services such as bone density testing and vaccination clinics, that it has become known for.
“It will enable pharmacists to redirect their time to being more readily available to help their customers with their health care needs,” Ms Chen explained. “They’ll be able to provide customers with on-going health services such as naturopathy or with a consulting room where they can go to speak privately about their health.”
The Rowa machines store medicines by expiry date, size and rate of sales, with pharmacists now simply needing to key the name of the medication they require into the computer to receive it, rather than having to manually look through shelves and draws.
The machines also store 97% of a pharmacy’s dispensary and are designed to replace low-level tasks with high payback activities that better help to improve business for pharmacy with Ms Chen stating they will make a big difference to its level of care.
“The Rowa will not result in a reduction of staff in store,” she said. “In fact, it will mean there will be more staff free to talk to customers one on one about their healthcare concerns. The machine simply allows pharmacists to focus on the most important aspect of their job, which is being there for customers when they need them.”
Sunny Park Discount Drug Store in Brisbane and Richardson Road Discount Drug Store in Rockhampton will be the first stores in the brand to test the new German engineered robots that look to be the way of the future for all pharmacies.
“Whilst it’s a significant investment that may take up to seven years to pay off, automated dispensing will play a key role in growing our business,” said Ms Chen. “The overall benefits are expected to be significant so we believe it will be very worthwhile.”
Discount Drug Stores will trial the robots for up to six months before evaluating whether they will be rolled out in more of the brand’s stores.
For more information on Discount Drug Stores, please visit www.discountdrugstores.com.au.
Media Enquiries: please contact Suzanne Ross at Graymedia on 07 3250 9406, 0488 441 589 or email s.ross@graymedia.com.au
The state of the art Robotic Automatic Dispensing Systems (Rowa), are being trialled in two of Discount Drug Stores’ Queensland outlets from this month and are set to save pharmacists time.
They will enable the community minded brand to focus on what it does best; improving its customers’ health, with Discount Drug Stores partner and director Rosa Chen stating customers will reap the most benefits.
“The automatic dispensers will mean pharmacists will have more time to spend advising customers or providing additional healthcare services they can’t get elsewhere,” she said. “In addition customers will also benefit from decreased waiting times for their scripts to be filled. They will ensure customers can get the most out of their pharmacy visit.”
The move towards automated dispensing will also mean Discount Drug Stores can focus more on providing customers with the wide range of professional health care services such as bone density testing and vaccination clinics, that it has become known for.
“It will enable pharmacists to redirect their time to being more readily available to help their customers with their health care needs,” Ms Chen explained. “They’ll be able to provide customers with on-going health services such as naturopathy or with a consulting room where they can go to speak privately about their health.”
The Rowa machines store medicines by expiry date, size and rate of sales, with pharmacists now simply needing to key the name of the medication they require into the computer to receive it, rather than having to manually look through shelves and draws.
The machines also store 97% of a pharmacy’s dispensary and are designed to replace low-level tasks with high payback activities that better help to improve business for pharmacy with Ms Chen stating they will make a big difference to its level of care.
“The Rowa will not result in a reduction of staff in store,” she said. “In fact, it will mean there will be more staff free to talk to customers one on one about their healthcare concerns. The machine simply allows pharmacists to focus on the most important aspect of their job, which is being there for customers when they need them.”
Sunny Park Discount Drug Store in Brisbane and Richardson Road Discount Drug Store in Rockhampton will be the first stores in the brand to test the new German engineered robots that look to be the way of the future for all pharmacies.
“Whilst it’s a significant investment that may take up to seven years to pay off, automated dispensing will play a key role in growing our business,” said Ms Chen. “The overall benefits are expected to be significant so we believe it will be very worthwhile.”
Discount Drug Stores will trial the robots for up to six months before evaluating whether they will be rolled out in more of the brand’s stores.
For more information on Discount Drug Stores, please visit www.discountdrugstores.com.au.
Media Enquiries: please contact Suzanne Ross at Graymedia on 07 3250 9406, 0488 441 589 or email s.ross@graymedia.com.au
Tuesday, November 12, 2013
Award winning insurance broker takes leading Australian web association from strength to strength
The National Insurance Broker Association’s 2013 Broker of the Year Parmia Insurance is proving its worth as Australia’s leading broker for membership groups with its recent work for the Australian Web Industry Association (AWIA).
While only signing a partnership with AWIA 12 months ago, Parmia has already helped to insure many of the association’s members with its tailored policy that uniquely accounts for all risks specific to web designers and developers.
Founder and Director of Parmia, which was established in Queensland in 2002, Danny Gumm states that the partnership between the two organisations was a result of Parmia’s comprehensive understanding of the industry.
“Upon analysis of the sector, we found that many web professionals were either not strongly protected against the unique exposures that their industry faced, or they were paying for cover that they didn’t need,” Mr Gumm explained. “We pride ourselves on working in their best interests, which we feel makes for a better partnership.”
Parmia worked extensively with world-leading insurer Lloyd’s of London to secure a policy for AWIA members that provided protection against some of the biggest risks facing the sector including infringement of intellectual property rights, breach of contract, invasion of privacy and misuse of information.
“Due to our incredibly strong connections with world leading insurers, we’ve been able to develop a tailored insurance policy for AWIA members that provides complete cover at an extremely affordable price,” said Mr Gumm. “I think that, in combination with the fact that we provide each member with personal, round the clock service, is what set us apart from our competitors.”
Chairman of AWIA Bret Treasure agrees, stating Parmia offers its members a level of security and protection that is unrivalled in the market place.
“Finding an insurance policy that suits the work that we do has always been difficult,” he said. “Parmia has provided a real solution to this that helps us to ensure that all of our members can operate efficiently and effectively, without having to constantly worry or wonder if they’re sufficiently protected for the services they’re providing.”
Currently working together with over 15 associations and membership based groups across Australia within a number of different industries from beauty and health to market research and graphic design, Parmia prides itself on delivering personal service.
“Every industry we assist has its own unique risks that have to be addressed so we treat it as a priority to always meet personally with our clients on a pre-agreed basis to resolve any issues they face and to minimise the exposures of their industry,” said Mr Gumm.
The company also goes above just providing insurance and risk management services for its clients, making it a point to support its associations’ key events such as AWIA’s recent Australian Web Awards.
Held in Sydney on October 25, Parmia was a principal sponsor of the awards which recognised and rewarded excellence within all areas of the web industry from website development to search engine marketing and social media.
“We like to really get to know our clients and to work with them in all facets of their business so that we know them inside and out,” explained Mr Gumm. “It’s the only way to really understand the risks they face and the level of cover they need.”
For more information on Parmia Insurance and its work with AWIA, please visit www.parmiainsurance.com.au.
Media Enquiries: Suzanne Ross at Graymedia on 07 3250 9406, 0488 441 589 or email s.ross@graymedia.com.au.
While only signing a partnership with AWIA 12 months ago, Parmia has already helped to insure many of the association’s members with its tailored policy that uniquely accounts for all risks specific to web designers and developers.
Founder and Director of Parmia, which was established in Queensland in 2002, Danny Gumm states that the partnership between the two organisations was a result of Parmia’s comprehensive understanding of the industry.
“Upon analysis of the sector, we found that many web professionals were either not strongly protected against the unique exposures that their industry faced, or they were paying for cover that they didn’t need,” Mr Gumm explained. “We pride ourselves on working in their best interests, which we feel makes for a better partnership.”
Parmia worked extensively with world-leading insurer Lloyd’s of London to secure a policy for AWIA members that provided protection against some of the biggest risks facing the sector including infringement of intellectual property rights, breach of contract, invasion of privacy and misuse of information.
“Due to our incredibly strong connections with world leading insurers, we’ve been able to develop a tailored insurance policy for AWIA members that provides complete cover at an extremely affordable price,” said Mr Gumm. “I think that, in combination with the fact that we provide each member with personal, round the clock service, is what set us apart from our competitors.”
Chairman of AWIA Bret Treasure agrees, stating Parmia offers its members a level of security and protection that is unrivalled in the market place.
“Finding an insurance policy that suits the work that we do has always been difficult,” he said. “Parmia has provided a real solution to this that helps us to ensure that all of our members can operate efficiently and effectively, without having to constantly worry or wonder if they’re sufficiently protected for the services they’re providing.”
Currently working together with over 15 associations and membership based groups across Australia within a number of different industries from beauty and health to market research and graphic design, Parmia prides itself on delivering personal service.
“Every industry we assist has its own unique risks that have to be addressed so we treat it as a priority to always meet personally with our clients on a pre-agreed basis to resolve any issues they face and to minimise the exposures of their industry,” said Mr Gumm.
The company also goes above just providing insurance and risk management services for its clients, making it a point to support its associations’ key events such as AWIA’s recent Australian Web Awards.
Held in Sydney on October 25, Parmia was a principal sponsor of the awards which recognised and rewarded excellence within all areas of the web industry from website development to search engine marketing and social media.
“We like to really get to know our clients and to work with them in all facets of their business so that we know them inside and out,” explained Mr Gumm. “It’s the only way to really understand the risks they face and the level of cover they need.”
For more information on Parmia Insurance and its work with AWIA, please visit www.parmiainsurance.com.au.
Media Enquiries: Suzanne Ross at Graymedia on 07 3250 9406, 0488 441 589 or email s.ross@graymedia.com.au.
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